If my family members are on different plans, how does that affect deductibles and out-of-pocket maximums?
If you select different plans for each family member, you will have separate deductibles and out-of-pocket maximums for EACH plan. So remember this when you enroll and compare costs. You have a choice to select different plans for each person or you can group members together, due to varying health care needs, say if one family member has a chronic illness and typically needs more health care than others. Or if one family member lives in a different location like a student away at college.
Hixme enables you select a different plan for each person, making your dollars work harder. This is called Right-Fitting Coverage™. Remember, each plan also comes with a separate bundle to help offset the deductibles and out-of-pocket costs.
See What's a Hixme Health Bundle? and Will there be greater flexibility to enroll family members?